Biz Consults Capital • Direct Commercial Lenders

Small Business Funding

See how much you qualify for & get an instant pre-approval without affecting your credit.

Fast Eligibility Check No Obligation
Soft Pull OnlySame-Day DecisionFunds within 24-48 Hours
Biz Consults Capital Successful Business Owner
$1.5B+ Funded
25,000+ Businesses Helped
94.8% Approval
Across 100+ Industries
Recognized Across Premier Financial Publications
ForbesNewsdayMSNBCFOX BUSINESSCNNINC 5000

Don't Limit Yourself

Shop between multiple products to get the best deal. Biz Consults Capital matches your revenue profile with custom lending structures.

PopularPre-approval in minutes

Term Loans + Working Capital

Get the funding your business needs to grow, manage cash flow, or invest in new opportunities with flexible terms.

Loan Amounts:$10,000 - $5 Million
Repayment Terms:6 Months - 10 Year Terms
Speed to Capital:Funding in 1 - 3 Days
Details
RevolvingPre-approval in minutes

Business Lines of Credit

Access flexible, revolving funds whenever your business needs them. Draw as needed and only pay interest on what you use.

Loan Amounts:$10,000 - $5 Million
Repayment Terms:6 Months - 10 Year Terms
Speed to Capital:Funding in 1 - 3 Days
Details
Lowest APRPre-approval in minutes

SBA Loans (7a & 504)

Biz Consults Capital helps secure SBA-backed financing for expansion, acquisitions, or low-cost refinancing.

Loan Amounts:$50,000 - $5 Million
Repayment Terms:10 - 25 Year Terms
Speed to Capital:Funding in 30 - 45 Days
Details
FinancingPre-approval in minutes

Equipment Financing

Acquire heavy machinery, commercial vehicles, technology, or medical gear without draining working capital.

Loan Amounts:$10,000 - $5 Million
Repayment Terms:1 - 6 Year Terms
Speed to Capital:Funding in 2 - 5 Days
Details
FinancingPre-approval in minutes

AR + PO Invoice Financing

Unlock cash trapped in outstanding customer invoices or purchase orders to fulfill immediate orders with confidence.

Loan Amounts:$100k+ aged up to 90 days
Repayment Terms:Ongoing Revolving Facility
Speed to Capital:Funding in 2 - 5 Days
Details
FinancingPre-approval in minutes

Commercial Real Estate

Secure funding to acquire, refinance, or renovate commercial properties, warehouses, and multi-unit buildings.

Loan Amounts:$250,000 - $10 Million
Repayment Terms:10 - 30 Year Terms
Speed to Capital:Funding in 25 - 40 Days
Details

Estimate Your Loan Amount

Apply now to see how much your business may qualify for in seconds based on your monthly revenue.

Instant Qualification

Let Biz Consults Capital Make It Easy For You

Apply now to see how much your business may qualify for in seconds without any impact on your credit rating.

All you need to qualify is:
6+ months in business
$10K+ in monthly sales
500+ credit score

Estimate Your Credit Rating

Monthly Sales Volume:$35,000
$10,000 / mo$100,000 / mo$250,000+ / mo
How Much Could You Qualify For?
$59,500.00

*Results shown are for illustration purposes only. Actual approval amounts depend on cash flow statements and verified bank history.

Smile with Confidence
25,000+ Customers Trust Us!

Real business owners who transformed their operations with Biz Consults Capital.

TrustScore 4.9
★★★★★ Trustpilot
Google Rating 4.9
1,489+ Reviews
Best Company Verified
5.0 / 5.0 Rating
Bob J.

Bob J.

Logistics Company Owner

★★★★★

"I had an amazing experience with Biz Consults Capital! My senior lending advisor was fantastic and impressed me with their knowledge of business funding through the entire process. From qualification to funds wired in 48 hours, the entire process was seamless."

Verified Client Review Funded Client
Misty W.

Misty W.

Manufacturing & Retail Founder

★★★★★

"The entire process was truly seamless. Biz Consults Capital gave us transparent terms and helped us secure a $350,000 revolving line of credit when traditional banks stalled for months. Would recommend them to any ambitious business owner looking to expand."

Verified Client Review Funded Client

Biz Consults Capital Insights

Stay up to date on small business finance, treasury management, and commercial loan trends.

View All Articles & Guides
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How Commercial Lending Accelerates Fast-Growth Companies in 2026

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Business Credit vs. Personal Credit: Key Differences Every Founder Must Know

Mixing personal and business credit limits your funding ceiling. Learn how to separate them and unlock larger, cheaper commercial financing.

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Working Capital Turnover: Measuring How Efficiently You Use Debt Facilities

Working capital turnover reveals whether your debt is generating revenue or just adding cost. Here's how to calculate and interpret it.

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Line of Credit vs Commercial Term Loan: Which Option Fits Your Revenue Cycle?

Both provide capital, but they serve very different needs. Match the product to your revenue cycle to minimize cost and maximize flexibility.

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Financial RatiosSeptember 7, 2026

Current Ratio vs. Quick Ratio: Measuring Your True Business Liquidity

Both measure liquidity, but they tell different stories. Understanding the gap between them reveals how much of your assets are truly accessible.

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OperationsSeptember 3, 2026

Cash Flow Forecasting: A Practical 13-Week Framework for Small Businesses

A 13-week rolling forecast is the gold standard for cash visibility. Here's how to build one that actually predicts shortfalls before they happen.

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