Privacy Policy
Effective Date: January 2025 | Last Modified: August 2026
At Biz Consults Capital LLC (“Biz Consults Capital”, “we”, “us”, or “our”), we are committed to maintaining the confidentiality, integrity, and security of personal and commercial information entrusted to us by business owners, partners, and site visitors.
What Information Do We Collect?
- We collect information from you when you submit a pre-qualification or financing application on the Website, subscribe to newsletter alerts, request loan consultations, or communicate with our advisory specialists offline or by phone.
- When applying or inquiring, we may ask for your name, business name, business email address, mailing address, business phone number, monthly gross sales, credit card processing volume, time in business, and financing amount requested.
- You may browse our educational resources and public calculators anonymously without submitting personal details.
- Like most modern websites, we use “cookies” and analytical tags to enhance your browsing experience and understand visitor traffic patterns.
How Do We Use Your Information?
We may use, process, or disclose information collected from you for the following legitimate business purposes:
- To personalize your site experience and deliver loan recommendations tailored to your industry and cash flow needs.
- To connect you with licensed lending partners, banks, and institutional capital providers best suited to your funding profile.
- To respond promptly to your customer service and underwriting inquiries.
- To quickly and accurately process pre-qualification requests.
- For internal operations including auditing, risk mitigation, data analysis, and continuous platform improvement.
- To comply with applicable commercial lending regulations, legal processes, and fraud prevention protocols.
How Do We Protect Visitor Information?
Our infrastructure operates on high-security cloud servers protected by enterprise-grade firewalls, automated threat detection, and continuous 24/7 monitoring.
No Payments Processed on Site: You will never be asked to make upfront application payments or enter debit/credit card payment details on our marketing website. Your confidential business details are accessible only by authorized underwriters with strict non-disclosure obligations.
Do We Use “Cookies”?
Yes. Cookies are small files transferred to your computer’s browser that enable our platform to remember session preferences, analyze traffic flow, and measure campaign efficacy.
You can instruct your browser to warn you each time a cookie is being set, or choose to disable cookies entirely in your browser preferences. If cookies are disabled, some interactive features such as saved calculator scenarios may have limited functionality.
Third-Party Disclosures & Lending Partners
In order to evaluate, underwrite, and secure your commercial financing requests, we may disclose your information to:
- Our network of institutional lenders, commercial banks, SBA partners, and factoring institutions to fulfill your loan application.
- Trusted technology vendors, CRM hosting providers, and third-party contractors who assist us in operating the Website and delivering services under strict confidentiality agreements.
- Law enforcement, regulators, or legal authorities when required by subpoena, court order, or applicable law to protect safety, prevent fraud, or defend legal rights.
We do not sell personal information to unaffiliated third parties for their own independent telemarketing or unrelated consumer offers.
California Residents Notice (CCPA / CPRA)
This section supplements our privacy policy and applies solely to visitors, applicants, and business principals residing in the State of California under the California Consumer Privacy Act (“CCPA”).
Categories of Information Collected: Personal Identifiers (name, business address, phone number, email), Professional / Business Information (business revenue, credit band, industry type).
Right to Access: You have the right to request information regarding what personal information we collected, used, or shared within the preceding 12 months.
Right to Deletion: You have the right to request deletion of your personal information, subject to legal and regulatory record-retention requirements for financial inquiries.
Do Not Sell My Information / Opt-Out: To exercise your CCPA rights, call our toll-free line at 888-399-6553 or email capital@bizconsults.org.
Non-Discrimination: We will never discriminate against you, deny services, or charge different rates because you exercised any of your privacy rights.
Canada Residents
If you are a resident or business entity of Canada, by using our platform or submitting an application, you consent to our collection, use, and disclosure of commercial credit information to credit reporting bureaus, lenders, and factoring providers as permitted under Canadian privacy regulations (PIPEDA).
Questions & Privacy Contact
If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please reach out to our compliance department:
Biz Consults Capital LLC
Privacy Compliance
3500 Sunrise Hwy, Building 100, Suite 201
Great River, NY 11739